Eighty Percent of Small Claims and Civil Judgments Go Uncollected
Small Claims » Eighty Percent of Small Claims and Civil Judgments Go Uncollected
This is such a familiar story for the people of the United States:
- Someone did you wrong
- You send them to small claims or civil court
- The judge or the magistrate decides in your favor
- You never receive the money owed to you.
Although the small claim court is structured to allow you to recover money, that doesn't mean that it isn't going to hard. The court system offers you fairly generic information on filing any garnishment of wages, bank garnishments, liens, and other ways of recovering the money the courts awarded you, however that information is too generic. Therefore, we are left with only a few options:
- Let the debtor win (Never collect the money owed to you)
- Spend several weeks trying to figure out how to collect your money yourself
- Talk to an attorney and pay a retainer plus hundreds per hour fees
- Hire a Collection Agency
Although judgment recovery service isn't hard to figure out once you know how to use one, the process can be very easy and beneficial. You would think that judgment is awarded to you, the small claims court would make it less of a hassle for you to recover the funds that you are owed.
The courts offers pamphlets to you explaining debtors rights. Try to find out information from one of the court clerks how you find the debtors banking information or the process to garnish the debtors wages, and you will find a familiar answer - 'we do not give legal advice'.
The best way to find the debtor's information about the debtor is the process of skip tracing. The process of skip tracing involves finding credit report information on the debtor, and being a private investigator to connect all of the dots in the case. One of the hardest things a collector will face is that most credit reporters won't let you retrieve a credit report on someone if you don't own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a judgment recovery service, they will recover your money with with no out-of-pocket fees, and no fees if your funds aren't recovered. Unlike lawyers who charge a per hour fee, whether or not they are capable to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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